Credit Card Dispute Kit | Stop Collections | 6 Credit Repair Dispute Letters I How to Answer a Lawsuit Template I Lawsuit Help

* This is not a PLR kit. Contents cannot be modified for resale.

Most credit repair kits stop at sending dispute letters to the credit bureaus — but that only scratches the surface. If you’ve had a derogatory credit card or personal loan account removed, only to see it come back (or it's not budging)… or worse yet, you're being threatened with a collection lawsuit, then this kit is for you.

As you already know: basic templates won’t protect you.

🧠 Why Choose This Kit?

✅ This kit contains attorney strategies made consumer friendly for disputing debt
✅ You’ll learn how to challenge whether the creditor or debt collector still legally owns your debt — (you will learn that a majority of the time they sell derogatory accounts to investors through a process called securitization).
✅ Comes with targeted letters:
 • to the creditor or collector
 • to the credit bureaus
 • a pre-demand letter to escalate your challenge
✅ Focused specifically on credit card and personal loan charge-offs
✅ No fluff — just smart, proven steps that can get results

The goal?

👉 To put you in a better position to request that the furnisher to permanently delete the account
👉 And zero out the balance — so you’re not just fixing your credit, you’re protecting your future.

📦 What’s Inside the Credit Card Defense Kit:

✅ Step-by-step instructions for challenging credit card collections (applies to personal loans too) and charge-offs — no guesswork
✅ Defense guides for Capital One, Bank of America, and Amex — as examples to show how these creditors sell debt and why that matters
✅ Securitization video lesson + list of major lenders who sell off accounts to investors
✅ Securitization letter to send to the original creditor — asking who really owns your debt
✅ Debt validation letter for collectors — to legally challenge their right to collect
✅ Credit bureau challenge letter — questions how they verified an account that’s been sold
✅ Ownership challenge letter — to demand proof the creditor or collector still legally owns your debt
✅ Counter-affidavit example — for those facing a lawsuit over credit card or loan debt

📂 This kit is stored on Google Drive. After purchase, you’ll automatically receive a link and instructions to access and download all the files instantly. If you have ANY questions about this digital download kit, please message me BEFORE purchasing it.

If you have ANY issues with downloading this kit after you purchase it, please message me.

NO REFUNDS ON DIGITAL DOWNLOADS - PLEASE READ BEFORE YOU PURCHASE:

*As a customer you are responsible for understanding rules on digital downloads. Before purchasing any item please ensure you are purchasing the product you intended to.

*No product shall be re-issued or refunded. No returns, exchanges, or cancellations

✧ WHERE DO I GET MY FILES? ✧

Once your purchase is processed you will be able to find your order available in your ‘purchase and reviews’ section on Etsy.

If you are purchasing as a guest on Etsy an email with a link will be sent to the email used to submit the order. Download items and save them to your computer or tablet device and open your download and directly.